Canine bites and different dog-related accidents accounted for greater than one-third of all owners legal responsibility declare {dollars} paid out in 2021, costing $881 million, in line with an evaluation by the Insurance coverage Info Institute (Triple-I) and State Farm.
The variety of canine chunk claims nationwide elevated to 17,989 from 17,567 in 2020—a 2.2 % improve. The common value per declare decreased 1.1 % from 2020-2021, coming in at $49,025 in 2021 in contrast with $50,245 in 2020. Nevertheless, there was a steep improve (39 %) in value per claims over the previous 10 years, in line with the evaluation.
That improve was “little question on account of elevated medical prices, in addition to the dimensions of settlements, judgments and jury awards given to plaintiffs,” mentioned Janet Ruiz, director – Strategic Communication, Triple-I, in a press release. She famous the worth of claims additionally has risen 44 % over that very same interval.
Quantity and Price of Canine Chunk Claims (And Different Canine-Associated Accidents*), 2012-2021
*Claims prices are attributable not solely to canine bites but in addition to canine flattening youngsters, cyclists and the aged, which can lead to expensive accidents.
California continued to have the most important variety of claims within the U.S., at 2,026 in 2021, a slight lower from 2,121 in 2020. California additionally had the best worth of claims in 2021, at $120.7 million, and the best common value per declare in 2021, at $59,561.
Estimated Quantity and Price of Canine Chunk Claims (And Different Canine-Associated Accidents*), 2021 State Outcomes
Matters
Carriers
USA
Claims
Homeowners
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