Oh, the Enneagram—it’s one among my favourite issues. I imply, so far as life-changing issues go, for me it’s Jesus, pizza and the Enneagram.
You may be questioning, What’s an Enneagram? If that’s the case, I’m so excited to introduce you to it. I promise you’ll be taught one thing about your self!
What Is the Enneagram?
The Enneagram is a character typing system. There are 9 character varieties, they usually’re every pushed by their very own distinctive core motivations.
And studying what actually motivates individuals is fascinating to me!
Having taught private finance for over a decade, I’m all the time fascinated by what motivates individuals to lastly change their cash mindset and get out of debt. Should you’ve been following me for the final yr or extra, I’ve been deep into my self-awareness journey as nicely. The Enneagram is actually the very best evaluation I’ve ever discovered to explain what makes me, me.
If we aren’t conscious of which strengths, weaknesses, perceptions and tendencies we convey to the desk, we’ll by no means be capable of enhance and attain our monetary targets. That’s why I need you to take a minute and have a look at your cash by the lens of your Enneagram quantity.
What Your Enneagram Means for Your Cash
This text alone shouldn’t be used to find out your Enneagram quantity. After I realized about mine (Sort 3: the Achiever), I learn Ian Cron’s e book, The Highway Again to You, I listened to podcasts, and I took a pair completely different checks. Discovering your Enneagram kind may take some extra work than a easy article or take a look at can do.
Get Rachel Cruze’s new e book to be taught why you deal with cash the way in which you do!
That stated, right here’s what your Enneagram quantity may imply for the way in which you deal with cash . . .
Sort One: The Reformer
Core Motivation: To Be Good
Ones love sitting right down to do the funds. They love the sense of management they get from telling their cash the place to go. And when the top of the month rolls round they usually’ve caught to their funds, they really feel a fantastic sense of accomplishment. A+!
As a result of Ones are perfectionists, they’ll are usually extra legalistic about cash. Which means they’re onerous on themselves in the event that they make cash errors and will be judgmental of the way in which others deal with cash. Should you’re a One, keep in mind that everybody makes a misstep typically. If you wish to be wholesome along with your cash, you’ve received to offer grace to your self and others.
Sort Two: The Helper
Core Motivation: To Be Cherished
Twos are pure givers, so generosity is certainly mirrored of their funds. They might have separate line gadgets for charity, tithing and items, for certain. As a result of Twos are so relational, they love attending to do a funds date evening with their partner.
Twos have to be careful for overspending on others. Simply because somebody wants one thing doesn’t imply it’s your job to go purchase it for them. And keep in mind, it’s okay to make your self a precedence within the funds. If there are holes within the soles of your footwear, you must in all probability go purchase a brand new pair!
Sort Three: The Achiever
Core motivation: To Really feel Worthy
Whether or not it’s getting out of debt or saving up for one thing particular, Threes are extremely motivated by seeing progress they make towards their targets. They get pleasure from monitoring their transactions within the budgeting app, they usually particularly love seeing their financial savings account steadiness develop.
It’s vital for Threes to really feel profitable, so they may spend slightly an excessive amount of for the sake of being seen. As a Three, I’ve provide you with this query to ask myself earlier than a purchase order: “If nobody else noticed this, would I nonetheless need it?”
Sort 4: The Individualist
Core Motivation: To Be Distinctive
Fours need not spend cash to impress anybody as a result of they typically don’t have the will to “slot in” anyway. However they might overspend in effort to purchase the perfect or authentic of one thing.
Fours do not love budgeting—and that is in all probability slightly stereotypical, however Enneagram professional Ian Cron is a 4, and he informed me this himself, so I’m going with it. Fours may assume they’re too cool for budgeting or that there are extra vital issues to be nervous about. However in the event you’re a 4, give budgeting an opportunity. Cash reveals what you actually worth in life, and the funds is a chance so that you can prioritize what you worth most!
Sort 5: The Investigator
Core Motivation: To Be Competent
Fives are usually good with cash as a result of they get pleasure from getting misplaced within the particulars and analysis. Fives need to be self-sufficient, so having sufficient to retire is very vital for them. And so they’re completely positive with residing a minimalist life-style, so that they don’t overspend on something flashy.
However typically, Fives, it’s essential spend some cash. My husband, Winston, is a 5, and I often want to purchase new socks and T-shirts for him when his previous ones clearly must be changed. He’s too sensible to spend the cash on himself!
Sort Six: The Loyalist
Core Motivation: To Have Safety and Assist
Sixes worth safety much more than most individuals, so having an emergency fund is essential to them. They’re extra prone to be financially accountable and get monetary savings.
However Sixes might have quite a lot of concern and nervousness round cash. Whereas researching and writing my new e book, Know Your self, Know Your Cash, I recognized six frequent cash fears individuals wrestle with. They’re fears like: I can’t win with cash as a result of I’m not sensible sufficient. I’m scared I’ll find yourself like my dad and mom. I received’t get forward as a result of that’s not how the world works. Sixes, don’t let concern dictate your monetary selections. Should you really feel that, take a look at my new e book on methods to overcome concern in your funds.
Sort Seven: The Fanatic
Core Motivation: To Really feel Happy
Sevens make the funds enjoyable. A Seven can have no lack of funding within the leisure, meals and journey classes! They worth new experiences, in order that’s the place they need to put their cash.
After I’m out to dinner with my associates who’re Sevens, they’re the kinds to choose up the entire verify, which is completely pointless! Sevens can fall sufferer to impulse buys, so in the event you’re a Seven, it’s possible you’ll need to set up a rule of ready no less than in a single day earlier than making a serious buy.
Sort Eight: The Challenger
Core Motivation: To Management Their Personal Future
Generally, the one individual an Eight will hearken to is himself. So, as soon as they set the funds, they will really comply with it.
Whether or not it is spending, saving or giving for the month, an Eight’s motto is “Go large or go residence!” So, whereas they might throw warning to the wind and spend some huge cash with out worrying, they’re additionally among the most beneficiant individuals I’ve ever recognized.
Sort 9: The Peacemaker
Core Motivation: To Have Inside Stability
Nines are likely to get resolution fatigue, so that they’re most content material as soon as the funds is already set for the month. The funds can really give a 9 the internal peace they so crave, as a result of having a plan for his or her cash helps them really feel calm as a substitute of chaotic.
Their largest wrestle is simply opening up their checking account and sitting right down to do the funds. Nines, don’t put it off! When you get began, you’ll really feel so a lot better.
What Does Your Enneagram Quantity Say About You?
Like I stated, I really like studying about what makes individuals tick. Head over to my Facebook Community and share the place you discover your Enneagram pop up in your cash habits.
I requested a few of my teammates about their Enneagram and cash quirks, and this is what they stated:
Luke, a 9: “Peacemaking is completely different than peacekeeping. I’m motivated to inform my cash the place to go within the funds as a result of it really fixes cash issues and restores the peace.”
Kelly, a 9: “My favourite factor concerning the funds is letting my kind One husband formulate the funds. Then, I get to approve it and add or subtract no matter essential.”
Naomi, a One: “My funds is deliberate out no less than 4 months upfront. I can’t think about doing it every other means! I’ll make little tweaks firstly of every month, however I geek out over understanding what I’m doing with my cash for the remainder of the yr.”
Heather, a Two: “As a Two, I naturally neglect my wants or push them down the road of significance, prioritizing others’ wants first. However a funds offers me permission to spend on issues I do know I want, and I really feel okay understanding there’s a line merchandise for these wants if I plan for it.”
Peter, a 4: “If I indulge my spontaneous free spirit as a 4, the funds goes downhill actual fast.”
Kelsey, an Eight: “I get pleasure from difficult myself and pushing my limits. I am on Child Step 7, and each every so often, I will put $0 in my restaurant line merchandise for the month . . . simply to see if I can do it.”
(My takeaway is Eights are loopy.)
Now, I need you to find your seven cash tendencies, six cash fears and 4 cash school rooms to essentially work out why you deal with cash the way in which you do. I wrote about them in my new e book, Know Your self, Know Your Cash, that will help you get unstuck in your funds, construct wealth, and create a life you’re keen on.